Best Extended Auto Warranties in Oklahoma City, OK
Feb. 26, 2020, 12:27 a.m.
Purchasing a vehicle is exciting, but it can also be confusing with negotiations and optional add-ons. An extended auto warranty, also known as a service protection plan, covers some repairs not covered by the manufacturer’s warranty. We researched the best extended auto warranty companies in Oklahoma City to give you insight about warranty shopping.
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How we chose the best
We thoroughly researched company reputation, plans, and installation options.
How to choose an extended auto warranty in Oklahoma City
A new vehicle typically comes with a manufacturer's warranty that expires after a certain time period or mileage. An extended auto warranty bridges the gap for repairs not covered by the manufacturer during or after the manufacturer's warranty expires. It is an optional add-on that can be purchased for new or used cars.
Driving around Oklahoma City, you are bound to hit potholes, especially in rural areas. An extended car warranty gives you additional protection against damages from potholes and other road hazards.
Understand that an extended auto warranty, also known as a vehicle service protection plan, is not a warranty from the manufacturer. Even though it offers protection for repairs, there are some typical exclusions.
Extended auto warranties typically cover wear and tear on vehicles, helpful for Oklahoma City residents exposed to our famous severe weather. Hail damage, winds and hazardous road conditions due to storms take a toll on your vehicle, making an extended warranty good to have when sunny skies go dark.
Policy cost is not the only financial consideration. Companies selling extended auto warranty in OKC charge a deductible before paying for the repair. Deductibles typically range from $50 to $200. If a company requires a higher deductible, beware, it could be a sign that it doesn't have enough cash reserves to pay out claims.
There are other things to watch for when researching extended auto warranty companies. These include:
Unreasonable coverage limits
Long waiting periods before coverage begins
Overlapping coverage with manufacturers warranty
Seemingly cheap policy prices
The good thing is that once you've found a reputable auto warranty company, it can help the service process go smoothly. Most companies honor any licensed, authorized repair facility, meaning you do have some choice in who makes the repairs.
Endurance covers cars up to 10 model years old and 150,000 miles. The company offers 100% insured warranties and a 30-day review period for customers to read the contract thoroughly. Endurance has four plans to choose from. Clients praise customer service highly and recommend reading the fine print of the contract.
CARCHEX has five levels of warranties with multiple options in each. Warranties have a term range of five to seven years. Repairs can be done at any licensed repair shop. The company has 4.5 out of 5 stars with the BBB, but several customers say claims have been denied and have taken a long time to pay.
CarShield stands out for providing flexible mechanic choices, courtesy towing, flexible payment plans, 24/7 roadside assistance and rental car services. Getting coverage is as easy as requesting a free quote, personalizing your inclusions and picking the right plan.
Infinite Auto Protection offers three extended auto warranty plans. Each comes with a 30-day money-back guarantee and 24/7 roadside assistance. Customers like being able to take their vehicles to any dealership or certified repair shop and say Infinite Auto Protection has an efficient claims process and low deductible.
Our partners independently research and analyze the companies mentioned in our guides and when needed, consult with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.
Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgment or subject matter expert’s judgment. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.