Best Extended Auto Warranties in Oklahoma City, OK
Purchasing a vehicle is exciting, but it can also be confusing with negotiations and optional add-ons. An extended auto warranty, also known as a service protection plan, covers some repairs not covered by the manufacturer’s warranty. We researched the best extended auto warranty companies in Oklahoma City to give you insight about warranty shopping.
How to choose an extended auto warranty in Oklahoma City
A new vehicle typically comes with a manufacturer's warranty that expires after a certain time period or mileage. An extended auto warranty bridges the gap for repairs not covered by the manufacturer during or after the manufacturer's warranty expires. It is an optional add-on that can be purchased for new or used cars.
Driving around Oklahoma City, you are bound to hit potholes, especially in rural areas. An extended car warranty gives you additional protection against damages from potholes and other road hazards.
Understand that an extended auto warranty, also known as a vehicle service protection plan, is not a warranty from the manufacturer. Even though it offers protection for repairs, there are some typical exclusions.
Extended auto warranties typically cover wear and tear on vehicles, helpful for Oklahoma City residents exposed to our famous severe weather. Hail damage, winds and hazardous road conditions due to storms take a toll on your vehicle, making an extended warranty good to have when sunny skies go dark.
Policy cost is not the only financial consideration. Companies selling extended auto warranty in OKC charge a deductible before paying for the repair. Deductibles typically range from $50 to $200. If a company requires a higher deductible, beware, it could be a sign that it doesn't have enough cash reserves to pay out claims.
There are other things to watch for when researching extended auto warranty companies. These include:
Unreasonable coverage limits
Long waiting periods before coverage begins
Overlapping coverage with manufacturers warranty
Seemingly cheap policy prices
The good thing is that once you've found a reputable auto warranty company, it can help the service process go smoothly. Most companies honor any licensed, authorized repair facility, meaning you do have some choice in who makes the repairs.
Endurance covers cars up to 10 model years old and 150,000 miles. The company offers 100% insured warranties and a 30-day review period for customers to read the contract thoroughly. Endurance has four plans to choose from. Clients praise customer service highly and recommend reading the fine print of the contract.
CARCHEX has five levels of warranties with multiple options in each. Warranties have a term range of five to seven years. Repairs can be done at any licensed repair shop. The company has 4.5 out of 5 stars with the BBB, but several customers say claims have been denied and have taken a long time to pay.
AA Auto Protection has no credit check and no fees with its extended auto warranty purchases. It has 17 plans to choose from under five categories to best meet individual needs and budgets. Customer reviews say service is friendly and the prices are better compared to other companies.
Delta Auto Protect is bonded and insured, and repairs can be made at any licensed facility. The company has a 30-day money back guarantee on its three warranty options. Reviews praise the customer service, response time and help finding mechanics while on the road and away from home.
CarShield has six categories of warranties with several options in each. The company has paid more than $1 billion in claims on 600,000+ vehicles. Request a quote online and see their flexible payment terms. Satisfied customers in OKC say representatives are good at explaining coverage and benefits.
American Auto Shield offers warranties for vehicles, motorcycles and all-terrain vehicles. Claims can be reported online or by phone. American Auto Shield has six packages and covers vehicles up to 25 model years old and 250,000 miles. Reviews like the friendly and helpful customer service representatives.
Protect My Car offers a 30-day “free look” so customers can review their policy and contract. Coverage begins 30 days after the purchase of an extended warranty. The company offers transferable warranties if a car is sold. Reviewers say customer service is friendly, but it takes some time for claims to be paid.