Best Home Warranty Companies in Oklahoma City, OK

How to choose a home warranty in Oklahoma City

Home warranties are something to consider when you're buying a home, have rental properties or even when you sell a home. A warranty can be worked into a purchase contract on a home for the sellers to pay. It's important to note that appliances and systems must be properly maintained for companies to cover them.

Systems typically covered in a home warranty in Oklahoma City include:

• Large appliances
• Air conditioning, heating, ductwork (HVAC)
• Water heaters
• Plumbing
• Electrical
• Optional additional coverage for pools, septic systems and limited roof leaks

Oklahoma City has many older, historic homes in neighborhoods like Mesta Park, Lincoln Terrace, Heritage Hills and Crown Heights. Without home warranty coverage, wear and tear on older homes and appliances can result in hefty repair bills. In addition, the severe storms, heavy rain and tornadoes that threaten Oklahoma City increase the risk for needing a home warranty.

Understand that a home warranty and homeowners insurance are not the same thing.

New homeowners might get lucky with a seller who is willing to purchase a home warranty for the buyer. However, you don't have to purchase one before closing. Either way, be sure to evaluate the warranty company thoroughly so you understand what is covered. Some things like pools, septic tanks and well pumps are add-on coverages, so read your contract carefully. It is also a great idea to check out reviews and complaints about the warranty company before purchasing.

After selecting a provider, it is important to know who will be working on repairs. Home warranty companies in Oklahoma City dispatch a local licensed and insured repair person, which removes the hassle for the consumer to do it themselves.

Warranty cost is just as important to consumers as reliability. Most warranty providers have multiple, customizable options for you to choose from. Typically the fee is paid annually plus an additional service fee per claim.