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Best Life Insurance Quotes in Oklahoma City, OK

Updated 1/23/2019

Discussing life insurance can be uncomfortable, but it’s vital to ensure you and your loved ones are financially secure. You need a life insurance agent who is honest and offers competitive rates. We researched the best life insurance in Oklahoma City to help you start planning.

#1 MOST POPULAR
Policygenius
Policygenius
Features
  • Free coverage assessment tool
  • Compare quotes from more than a dozen companies
  • Best rates all in one place
  • Available in Oklahoma City
Read More
Location:
Serves residents in
Oklahoma City, OK
(855) 695-2255
#2
EverQuote
EverQuote
Features
  • Largest online marketplace for insurance shopping
  • No-obligation quotes
  • Find coverage right for you and your family
  • Available in Oklahoma City
Read More
Location:
Serves residents in
Oklahoma City, OK
(855) 522-3444
#3
Globle Life Insurance
Globle Life Insurance
Features
  • More than 60 years of industry experience
  • Policies for children available
  • Rates as low as $1 for first month
  • Two offices in OKC
Read More
Location:
100 N. Broadway Ave.
Oklahoma City, OK 73102
(877) 577-3860
#4
Lynnae Insurance Group
Lynnae Insurance Group
Features
  • "Key man" life insurance for businesses
  • Buy/sell agreements
  • 10-, 20- and 30-year term life insurance
  • Representatives available 24/7
Read More
Location:
5119 N. Western Ave.
Oklahoma City, OK 73118
(405) 217-8851
Centennial Insurance Group Centennial Insurance Group Features
  • M-F: 8:30am - 5:30pm
  • Closed Sat and Sun
  • centennialins.com
Contact info
2814 W. Britton Rd.
Oklahoma City, OK 73120
(405) 286-4735

Everyone deserves to make thoughtful, informed purchase decisions. The local guides provided on this website are free for consumers. News9 may receive compensation from our partners. Learn more.

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How to choose life insurance in Oklahoma City

Oklahoma City Skyline

Death can be unpredictable and leave many financial consequences in its wake.

Life insurance lessens these consequences for family and loved ones who are left behind. Life insurance policies provide funds to pay funeral and end-of-life medical expenses, serve as replacement income and cover mortgage payments and other debt.

There are two main types of life insurance in OKC: term life and whole life. The chart below highlights the key differences.

Term life insurance Whole life insurance
  • Coverage for a specific period of time
  • Common terms of 10, 20 and 30 years
  • No cash value
  • Premium could remain level or increase
  • Typically less expensive than whole life
  • Coverage for life
  • Also known as permanent
  • Has cash value
  • Premium remains level through policy life
  • Typically more expensive than term life

Universal and variable life insurance policies are also available in Oklahoma City. Both of these are variations of whole life insurance that allow you more flexibility to adjust your policy and offer different investment options.

Life insurance policies become more expensive as you age, so it’s better to plan early rather than wait to purchase one. Premiums also increase in price if you are facing a serious illness or otherwise in poor health. Other factors that affect the cost of life insurance in Oklahoma City include:

  • Gender
  • Age
  • Weight
  • Current health
  • Health history
  • Occupation
  • Alcohol habits
  • Hobbies
  • Tobacco use

Because of the importance and high value of life insurance policies, you want to ensure your provider is honest, offers competitive rates and has a history of financial strength.

Oklahoma City has local branches of major life insurance carriers like State Farm, New York Life Insurance Group, Allstate, MetLife, Prudential Financial and Farmers. There are also a handful of local companies that you can work with, such as Globe Life Insurance, Lynnae Insurance Group and Centennial Insurance Group.

Policygenius

Policygenius

M-Th: 9am - 11pm, Fri: 9am - 8pm, Sat: 9am - 9pm, Sun: 10am - 9pm

policygenius.com

Policygenius is an online company that gathers quotes from multiple agents in your area. After you fill out a short questionnaire online, the company provides premium rates and available coverage types based on your individual needs. Customers in Oklahoma City say using Policygenius is a pressure-free experience.

EverQuote

EverQuote

M-F: 9am - 5pm, Closed Sat and Sun

everquote.com

EverQuote acts as a middleman for choosing insurance. Customers enter information online, and representatives handle research and matching with insurance companies. Many customers in Oklahoma City say it is a fast and hassle-free experience, but others complain about the company’s information-sharing practices.

Globle Life Insurance

Globle Life Insurance

M-F: 7:30am - 6:30pm, Closed Sat and Sun

okstatewide.com

Globe Life Insurance, founded in Oklahoma City in 1951, has executive offices in Oklahoma City and McKinney, Texas. The company has an A+ rating with the Better Business Bureau and A.M. Best. It offers term, whole and children’s life insurance policies. Customers in Oklahoma City give the company high reviews for its affordable policies.

Lynnae Insurance Group

Lynnae Insurance Group

Open 24 hours

lynnaeinsurance.com

Lynnae Insurance Group was started locally in 2002 to provide a new approach to insurance in Oklahoma. It represents American National Property and Casualty Co. The company offers term, whole, universal and key man life insurance. Oklahoma City customers praise the company’s customer service and affordable rates.

Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.

Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgment or subject matter expert’s judgment. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.