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Best Personal Loans in Oklahoma City, OK

Updated 10/12/2018

Whether you’re looking to remodel a home or purchase a vehicle, lenders are eager for your business. Before taking out a loan, consider the lender’s interest rates and record of customer service. With so many companies advertising their specials, choosing one can be hard. We researched the best personal loans in Oklahoma City to narrow down your options.

#1 MOST POPULAR
Credit Direct
Credit Direct
VISIT WEBSITE
CALL CREDIT DIRECT
(301) 684-5105
Features
  • Loans up to $40,000
  • Apply online
  • A+ BBB rating
  • Direct deposit
Read More
#2
Best Egg
Best Egg
VISIT WEBSITE
CALL BEST EGG
(877) 850-2322
Features
  • $2,000 - $35,000 loans
  • Fixed-term plans
  • Apply online
  • Electronic funds transfer
Read More
#3
FreedomPlus
FreedomPlus
VISIT WEBSITE
CALL FREEDOMPLUS
(800) 368-0061
Features
  • One fixed monthly payment
  • Same-day loan decisions
  • $7,500 - $35,000 loans
  • Apply online
Read More
#4
OneMain Financial
OneMain Financial
Features
  • $1,500 to $30,000 loans
  • Apply online
  • 1,600 local branches
  • Fixed rates & payments
Read More
Location:
2524 W. Memorial Rd.
Oklahoma City, OK 73134
(405) 755-7103
#5
Allegiance Credit Union
Allegiance Credit Union
Features
  • Community charter
  • Apply online
  • No collateral required
  • Cash-secured Loans
Read More
Location:
12200 S. Western Ave.
Oklahoma City, OK 73170
(405) 789-7900
Tinker Federal Credit Union Tinker Federal Credit Union Features
  • M-Th: 9am - 5pm
  • F: 9am - 6:30pm
  • Sat: 9am - 12pm
  • Closed Sun
  • tinkerfcu.org
Contact info
2315 S. Western Ave.
Oklahoma City, OK 73109
(405) 732-0324
Bank of Oklahoma Bank of Oklahoma Features
  • M-F: 9am - 5pm
  • Closed Sat and Sun
  • bankofoklahoma.com
Contact info
499 W. Sheridan Ave.
Oklahoma City, OK 73102
(405) 272-2156
The First Sate Bank The First Sate Bank Features
  • M-F: 8am - 5pm
  • Closed Sat and Sun
  • thefirstsb.com
Contact info
3030 NW Expy., Ste. 130
Oklahoma City, OK 73112
(405) 778-6500
Midfirst Bank Midfirst Bank Features
  • M-Th: 9am - 5pm
  • F: 9am - 6pm
  • Sat: 9am - 1pm
  • Closed Sun
  • midfirst.com
Contact info
901 N. Lincoln Blvd.
Oklahoma City,, OK 73104
(405) 943-8002
Western Shamrock Corporation Western Shamrock Corporation Features
  • M-F: 8am - 6pm
  • Sat: 8am - 1pm
  • Closed Sun
  • westernshamrock.com
Contact info
801 SW 44th St.
Oklahoma City, OK 73119
(405) 688-0000

How we chose the best

ConsumerAffairs thoroughly researched consumer reviews and company information.

26 Hours researched
93 Reviews analyzed
18 Companies evaluated
10 Companies selected
×
#1
#1 MOST POPULAR
Credit Direct

Get the loan you deserve!

Visit Credit Direct
CALL CREDIT DIRECT
Call now
(301) 684-5105

How to choose a personal loan company in Oklahoma City

okc skyline

Getting a personal loan in Oklahoma City is pretty simple. Applications can be done online. You can also apply in person at a local office.

There are a variety of reasons to apply for a personal loan in Oklahoma City. These include:

  • Home remodel or major repair
  • Installing a storm shelter
  • Purchasing an engagement ring
  • Paying off debt
  • Paying off student loans

Personal loans can benefit your financial growth and may save you money by consolidating payments at a lower interest rate. There are several kinds of personal loans in OKC with important differences among them.

Secured personal loan Unsecured personal loan
Property secures the loan No asset to secure the loan
Lower interest rates than unsecured loan Includes signature loan, payday loan
Includes title loan, mortgage loan, car loan Based on credit score

After applying for a loan, lenders will check your credit. If your credit is bad, there are still options. Some online lenders don't have a credit score requirement to be approved; however, a borrower with bad credit will have higher interest rates or fees.

The amount you are approved for will depend on your credit score, income and other debt. Expect to pay loan fees. For example, most lenders charge a loan origination fee. Some companies also charge a fee if you pay off your personal loan early. For repayment, most lenders expect monthly payments, and the term of the loan can vary.

Credit Direct

Credit Direct (301) 684-5105

CALL CREDIT DIRECT

With an A+ BBB rating, Credit Direct Loans has online application and loan process. Loans are offered for up to $40,000, and a representative makes contact within 24 hours of applying. Borrowers electronically sign the agreement and money is deposited into a checking account. Clients have spoken highly of professional and knowledgeable representatives.

VISIT CREDIT DIRECT

Best Egg

Best Egg (877) 850-2322

CALL BEST EGG

Best Egg offers personal loans in as little as one day from $2,000 to $35,000. Best Egg is unique because it already has investors who are ready to lend to qualified applicants. The company is reviewed highly on a streamlined process and excellent customer service.

VISIT BEST EGG

FreedomPlus

FreedomPlus (800) 368-0061

CALL FREEDOMPLUS

FreedomPlus is an online lender with personal loans ranging from $7,500 to $35,000. Discounts are available for having a co-signer and borrowers with retirement assets. FreedomPlus has been recognized by NerdWallet’s Best Of Awards under best personal loans for borrowers with good credit.

VISIT FREEDOMPLUS

OneMain Financial

OneMain Financial

M: 8:30am - 5:30pm, T: 8:30am - 7pm, W-F: 8:30am - 5:30pm, Closed Sat and Sun

onemainfinancial.com

With seven branches in the Oklahoma City area, OneMain Financial is a national lender with a local feel. Borrowers apply online then meet at a local branch to review loan options. OneMain Financial has fixed rates, fixed payments and no repayment penalties. Customers have given high reviews for being friendly, professional and closing quickly.

Allegiance Credit Union

Allegiance Credit Union

M-F: 9am - 5pm, Closed Sat and Sun

allegiancecu.org

Allegiance Credit Union is a local Oklahoma City lender with about 4.5 out of 5 stars in online reviews. Personal loans are offered by signature loans or secured loans, meaning borrowers use a savings account or share certificate as collateral. A secured loan with Allegiance can improve your credit score with timely payments.