Whether you’re looking to remodel a home or purchase a vehicle, lenders are eager for your business. Before taking out a loan, consider the lender’s interest rates and record of customer service. With so many companies advertising their specials, choosing one can be hard. We researched the best personal loans in Oklahoma City to narrow down your options.
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Personal Loan Pro
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Best Egg
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VISIT WEBSITE | Sponsored Ad |
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FreedomPlus
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Credit Direct
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OneMain Financial
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Location
2524 W. Memorial Rd.
Oklahoma City, OK 73134
(405) 755-7103
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Allegiance Credit Union
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Location
12200 S. Western Ave.
Oklahoma City, OK 73170
(405) 789-7900
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Tinker Federal Credit Union
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Location
2315 S. Western Ave.
Oklahoma City, OK 73109
(405) 732-0324
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Bank of Oklahoma
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Location
499 W. Sheridan Ave.
Oklahoma City, OK 73102
(405) 272-2156
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The First State Bank
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Location
3030 NW Expy., Ste. 130
Oklahoma City, OK 73112
(405) 778-6500
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Midfirst Bank
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Location
901 N. Lincoln Blvd.
Oklahoma City,, OK 73104
(405) 943-8002
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Western Shamrock Corporation
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801 SW 44th St.
Oklahoma City, OK 73119
(405) 688-0000
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Getting a personal loan in Oklahoma City is pretty simple. Applications can be done online. You can also apply in person at a local office.
There are a variety of reasons to apply for a personal loan in Oklahoma City. These include:
Personal loans can benefit your financial growth and may save you money by consolidating payments at a lower interest rate. There are several kinds of personal loans in OKC with important differences among them.
| Secured personal loan | Unsecured personal loan |
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| Property secures the loan | No asset to secure the loan |
| Lower interest rates than unsecured loan | Includes signature loan, payday loan |
| Includes title loan, mortgage loan, car loan | Based on credit score |
After applying for a loan, lenders will check your credit. If your credit is bad, there are still options. Some online lenders don't have a credit score requirement to be approved; however, a borrower with bad credit will have higher interest rates or fees.
The amount you are approved for will depend on your credit score, income and other debt. Expect to pay loan fees. For example, most lenders charge a loan origination fee. Some companies also charge a fee if you pay off your personal loan early. For repayment, most lenders expect monthly payments, and the term of the loan can vary.
Personal Loan Pro |
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Personal Loan Pro is a free online tool that helps people search for and compare personal loan offers from multiple lenders, including Best Egg, SoFi, LendingClub, Prosper and Upgrade. OKC residents can borrow from $1,000 to $50,000 at rates as low as 2.49% at the time of publishing. It takes only two minutes to see your options with Personal Loan Pro. |
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Best Egg |
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Best Egg offers personal loans in as little as one day from $2,000 to $35,000. Best Egg is unique because it already has investors who are ready to lend to qualified applicants. The company is reviewed highly on a streamlined process and excellent customer service. |
FreedomPlus |
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FreedomPlus is an online lender with personal loans ranging from $7,500 to $40,000. Discounts are available for having a co-signer and borrowers with retirement assets. FreedomPlus has been recognized by NerdWallet’s Best Of Awards under best personal loans for borrowers with good credit. |
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Credit Direct |
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With an A+ BBB rating, Credit Direct Loans has online application and loan process. Loans are offered for up to $40,000, and a representative makes contact within 24 hours of applying. Borrowers electronically sign the agreement and money is deposited into a checking account. Clients have spoken highly of professional and knowledgeable representatives. |
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OneMain Financial |
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With seven branches in the Oklahoma City area, OneMain Financial is a national lender with a local feel. Borrowers apply online then meet at a local branch to review loan options. OneMain Financial has fixed rates, fixed payments and no repayment penalties. Customers have given high reviews for being friendly, professional and closing quickly. |
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Allegiance Credit Union |
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Allegiance Credit Union is a local Oklahoma City lender with about 4.5 out of 5 stars in online reviews. Personal loans are offered by signature loans or secured loans, meaning borrowers use a savings account or share certificate as collateral. A secured loan with Allegiance can improve your credit score with timely payments. |
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