Find the Best Pet Insurance Companies in Oklahoma City, OK
March 3, 2021, 12:13 p.m.
Pet insurance helps Oklahoma City pet owners save money on vet visits when their dog or cat is injured or ill. Policies usually cost from $30 to $50 per month. We created this guide by comparing consumer reviews and local availability of 37 businesses and choosing seven favorites from the top pet insurance companies in Oklahoma City.
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Pet insurance covers treatment for accidents, illnesses, genetic conditions and behavioral issues. This includes the costs of diagnostic tests, imaging, surgery, hospitalization and medication. When you have pet insurance, you can visit any licensed veterinarian in Oklahoma or the U.S. You pay the veterinarian at the time of service, then submit a claim to the pet insurance company for reimbursement. Policies usually reimburse between 70% and 90% of the costs after you meet your deductible and up to a limit. Deductibles and limits can be per visit or per year.
What pet insurance covers:
Exams for illnesses and accidents
MRIs, ultrasounds, X-rays and CT scans
Medical supplies, like bandages
What pet insurance doesn’t cover:
Preventive care, including routine checkups
Injury or illness resulting from cruelty or neglect
Additional pet care resources in Oklahoma City
Pet owners in Oklahoma City have access to a multitude of resources and pet hospitals, including:
City Animal Hospital: City Animal Hospital cares for dogs and cats of all breeds. In addition to wellness exams, the hospital also offers surgery, dental cleanings and boarding services. A full list of services is on its website, cityanimalhospitalokc.com. City Animal Hospital is located at 2910 NW 23rd St., Oklahoma City, OK 73107.
OKC Animal Welfare: OKC Animal Welfare cares for over 24,000 animals each year. You can adopt a pet, surrender a pet or search for a lost pet. OKC Animal Welfare also offers education programs and resources. The city department is located at 2811 SE 29th St., Oklahoma City, OK 73115.
Safe Haven Animal Rescue: Safe Haven Animal Rescue is a volunteer-run, no-kill animal rescue organization serving the Oklahoma City community. The nonprofit is dedicated to finding homes for abandoned and homeless cats and dogs. Safe Haven Animal Rescue’s address is P.O. Box 76089, Oklahoma City, OK 73147.
Oklahoma City pet insurance FAQ
How much is a vet visit in Oklahoma City?
The cost of a vet visit in Oklahoma City depends mainly on the type of service you need. The average cost of a checkup is around $50. Diagnostic testing and shots can quickly bring the cost up to several hundred dollars. Emergency services, such as surgery, can easily cost over $1,000.
Do all Oklahoma City veterinarians accept pet insurance?
You can visit any licensed veterinarian in Oklahoma City if you have pet insurance. You pay the veterinarian, then submit a claim to get reimbursed by the insurance company.
What can I do if I can't afford a vet in Oklahoma City?
Oklahoma City is home to a variety of charities, nonprofits and animal clinics that provide affordable veterinary services for residents. The city’s Animal Welfare department, for example, has a list of veterinary care resources on its website.
Do any pet insurances cover preexisting conditions in Oklahoma?
No. Pet insurance does not cover preexisting conditions, although insurers have different definitions of a preexisting condition. Read a policy carefully or ask a representative for information about your specific situation.
What are common preexisting conditions in cats?
Typical preexisting conditions in cats include asthma, allergies, kidney disease, urinary tract disease, hyperthyroidism, upper respiratory infection and diabetes.
Is pet insurance worth it in Oklahoma?
Pet owners in Oklahoma who would be unable to cover the cost of a major procedure or emergency care out of pocket may find pet insurance to be worth it. Pet insurance may pay for itself after just one major surgery or emergency.
ASPCA Pet Health Insurance has comprehensive Complete Care and accident-only pet insurance plans for dogs and cats. OKC pet owners have options for annual limits, reimbursement percentages and annual deductibles. Optional preventive care coverage is available. Plans come with a 30-day money-back guarantee. If you have multiple pets, you qualify for a 10% discount.
Embrace Pet Insurance
Embrace Pet Insurance offers pet insurance plans for pets across the country, including in Oklahoma City. The company’s pet insurance plans cover accidents, illnesses, hospitalization and other medical situations. Embrace Pet Insurance’s Healthy Pet Deductible feature gives you $50 off the annual deductible for each year you go without a claim. Military discounts and multiple-pet discounts are available.
Spot Pet Insurance plans start at $15 a month for accident-only coverage. Comprehensive pet insurance plans are available and cover accidents, illnesses, medical supplies, medications and emergency procedures. All plans include a 30-day money-back guarantee. There is no upper age limit for insuring a cat or dog with Spot Pet Insurance.
MetroOKC Insurance offers pet insurance plans designed to meet a pet’s needs and alleviate emergency expenses. The company helps clients identify which plans are right for their pet and meet their budget. Plans can be bundled with other insurance policies for discounts. MetroOKC Insurance, an independent insurance agency, is located at 11901 N. MacArthur Blvd., Ste. F2, Oklahoma City, OK 73162.
MemberHaven Insurance Agency
MemberHaven Insurance Agency helps OKC pet owners build their own pet insurance coverage, with options for coverage types, annual deductible, yearly coverage limits and reimbursement percentages. MemberHaven Insurance Agency is independent and is located at 7600 S. Pennsylvania Ave., Oklahoma City, OK 73159.
CPC Insurance Agency
CPC Insurance Agency offers pet owners in Oklahoma City pet insurance options from several carriers. Customers can call, stop at the office or request a quote online for more information. CPC Insurance Agency is located at 1140 NW 50th St., Oklahoma City, OK 73118.
Progressive Pet Insurance
Progressive Pet Insurance offers pet insurance policies from Pets Best. Plans cost as little as $1 per day. Customers can choose from the BestBenefit Accident and Illness Plan and the Accident Only Plan, and have the option to add on a routine care plan. You can pay your premium monthly, quarterly or annually. There are no upper age limits for enrolling a cat or dog with Progressive Pet Insurance.
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